Money Matters
United States. The Federal Reserve’s July 2025 Senior Loan Officer Opinion Survey (SLOOS) reported that, on balance, banks tightened standards and saw weaker demand for commercial & industrial (C&I) credit…
Holdings overlap in “AI” funds is extreme. Many portfolios marketed as cutting-edge AI plays look suspiciously like rebranded large-cap tech—often with higher fees. Here’s how to tell what you really…
As the European Central Bank (ECB) pivots into an easing phase, net interest margins (NIM) are sliding from 2023’s peaks. With credit costs still benign, banks are leaning harder on…
Hyperscaler spending is exploding, but not every supplier can keep free cash flow (FCF) positive as supply chains tighten. Here’s a sober, data-driven scan of who’s funding the AI build-out…
Credit-card and auto delinquencies have been edging higher all year. Does that finally dent consumption in the U.S., U.K., and euro area—or does resilient income and still-elevated savings keep tills…
With inflation easing unevenly and policy makers converging on Jackson Hole (Aug. 21–23), the path of real interest rates and the term premium is the macro fulcrum. Where real rates…
For decades, private-equity (PE) returns—with their eye-catching double-digit internal rates of return—were the stuff of institutional portfolios: university endowments, giant pension plans, and ultra-high-net-worth family offices. That wall is now…
At the Victorian Labor Party’s state conference (August 2025), Premier Jacinta Allan announced a world-first policy that would legally enshrine the right for eligible public and private sector employees in…
On July 29, the Senate Banking, Housing, and Urban Affairs Committee unanimously (24‑0) advanced the ROAD to Housing Act—marking the first significant housing bill passed by committee in over a…
On August 1, the Bureau of Labor Statistics (BLS) revealed that only 73,000 jobs were added in July—far below analyst expectations and marking the weakest monthly gain since mid‑pandemic recovery